Saving money with the financial planner
Posted on December 20th, 2011
The different financial companies available on the market have several plans at your disposal, plans that might help you to get over the difficulties you have. Save and invest a percentage of 5 to 10 from the annual incomes. However, this is harder than it sounds. At a first view, 5 % does not seem a lot, but try to save 100 dollars from a salary of 2000, and you might understand the problems.
Try to create a solid budget with the help of an experienced financial planner. As soon as you are able to set aside some sums, depose a small sum every month in the savings account. In some situations, saving regularly can be done by transferring the money automatically in the savings account as long as there is money in your salary account. Read full post…
Are You Giving More Holiday Cheer Than Intended?
Posted on December 17th, 2011
‘Tis the season for giving, and apparently, taking. Even though people are shopping at their favorite stores with the intention of purchasing presents for family, they could also be giving an unexpected holiday bonus to a dishonest cashier.
The Northern Illinois Home Builders Association recently sent out a memo warning members to keep an eye on their receipts this holiday season. The memo outlines a popular scam that anyone could fall victim to, especially while rushing from store to store. Here’s how it works:
While you’re paying for purchases with a debt card, the cashier indicates that you want cash back, even though you never selected that option. The cashier pockets the cash, and customers who don’t check their receipts before leaving the store suddenly find their bank accounts a little lighter. Of course, if the theft is caught before payment is confirmed, then the “mistake” is simply blamed on faulty equipment. With so man
Tags: Giving, Giving Holiday
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3 Tips for Meaningful and Personalized Gift Card Presents
Posted on December 16th, 2011
Gift cards can save your life. How? You may ask. Well, there are now officially 10 days until Christmas. Are you done with your holiday shopping? I am not. In fact, I have not even started. And every day that Christmas creeps close is another day that I don’t want to go into the malls and fight over the picked-over displays of rejected items. Even though I may be a very bad procrastinator when it comes to gift-giving, Istill wants to give something that is of value and interest to my friends and family. The answer, ladies and gentlemen, is “Gift Card.”
I know, I know, many people think gift cards or gift certificates are impersonal. Others say, why not just give cash? But personally, I love receiving and giving gift cards. It’s an enforced way of spending on yourself (you can always save cash, and although you can also sell gift cards online, I’d imagine most people are more inclined to spend it instead). So here a
Tags: Card, Gift Card
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Considering Purchasing A Work-At-Home Program? The FTC’s Business Opportunity Rule Is Here To Help
Posted on December 12th, 2011
The Federal Trade Commission (FTC)s Business Opportunity Rule has been approved for changes that will ensure consumers have information needed when considering buying a work-at-home program or other similar business opportunities.
Now simplified are the disclosures that business opportunity sellers must provide to prospective buyers. The disclosures will help consumers considering a purchase of such a program to asses the risks of buying a business opportunity and minimizing compliance burdens on businesses.
The Final Rule will be effective March 1, 2012 and applies to business opportunities previously covered under the Rule but will now effect and apply to work-at-home offers such as envelope stuffing and craft assembly opportunities.
The final Rule requires business opportunity sellers to give consumers specific information to help them evaluate a business opportunity.
Tags: Business Opportunity, Business Opportunity Rule, Opportunity Rule, Rule
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The Advantages And Disadvantages Of Credit Repair Companies Posted By : Perry Hardin
Posted on December 7th, 2011
Anyone who has searched the web has come across an advertisement for a credit counseling company. These advertisements often promote an easy and effortless way to eliminate debt. These ads build up the reputations of certain companies to astronomical proportions. However, in todays world of internet scams and broken promises, many people look at these advertisements with speculation. Before any judgments can be made, a true assessment of these organizations’ virtues and vices must be given. Below is a description of some of the pros and cons associated with credit repair companies.
Good organizations always invest in fair and accurate advertising campaigns. No one should ever trust a campaign that promises to rid a person of debt in a miraculous or unrealistic manner. Good organizations and credit repair companies will be honest about what their services can truly do. Read full post…
Watch Out! Top Holiday Identity Theft Scams
Posted on December 6th, 2011
Tis the season to be jolly, right? Identity thieves sure seem to think so. You can just imagine them chuckling evilly to themselves while they thought up this years crop of holiday identity theft scams.
Every year, cyber crooks take advantage of holiday shopping and holiday spirits to scam people out of their hard-earned cash. Some advanced warning and increased vigilance can help you ensure the holidays stay bright for you and yours rather than for the bad guys.
Watch out for these popular holiday identity theft scams:
Shoulder Surfing
Who surfs in the winter? Identity thieves, thats who! When youre paying for your holiday goodies with a credit or debit card, be aware of whos standing behind or beside you.
Tags: Holiday Identity, Holiday Identity Theft, Identity Theft, Theft
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