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	<title>Best Credit Cards</title>
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	<link>http://www.creditforact.com</link>
	<description>Search credit cards, read reviews about the Best Credit Cards</description>
	<lastBuildDate>Tue, 15 May 2012 02:35:53 +0000</lastBuildDate>
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		<title>Notice: Order in AFA Investment, Inc. Has Substantial Effect on Creditors &#8212; Guest Post Written by Jay Strock</title>
		<link>http://www.creditforact.com/credit-cards-articles/notice-order-in-afa-investment-inc-has-substantial-effect-on-creditors-guest-post-written-by-jay-strock</link>
		<comments>http://www.creditforact.com/credit-cards-articles/notice-order-in-afa-investment-inc-has-substantial-effect-on-creditors-guest-post-written-by-jay-strock#comments</comments>
		<pubDate>Tue, 15 May 2012 02:35:53 +0000</pubDate>
		<dc:creator>Gregory Thompson</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Order]]></category>
		<category><![CDATA[Order Afa]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-cards-articles/notice-order-in-afa-investment-inc-has-substantial-effect-on-creditors-guest-post-written-by-jay-strock</guid>
		<description><![CDATA[On May 8, 2012, the U.S. Bankruptcy Court for the District of Delaware (the “Court”) entered its Order (the “Order”) Establishing Procedures to Assert Claims Arising under Section 503(b)(9) of the Bankruptcy Code (“503(b)(9) Claims”) in the chapter 11 cases of AFA Investment, Inc. and its affiliated debtors (collectively, the “Debtors”) (Bankr. D. Del. 12-11127 [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-cards-articles/notice-order-in-afa-investment-inc-has-substantial-effect-on-creditors-guest-post-written-by-jay-strock/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Eleventh Circuit Finds Law Firm Is Debt Collector Under FDCPA &#8211; Reese v. Ellis Painter Ratterree &amp; Adams</title>
		<link>http://www.creditforact.com/credit-card-services/eleventh-circuit-finds-law-firm-is-debt-collector-under-fdcpa-reese-v-ellis-painter-ratterree-adams</link>
		<comments>http://www.creditforact.com/credit-card-services/eleventh-circuit-finds-law-firm-is-debt-collector-under-fdcpa-reese-v-ellis-painter-ratterree-adams#comments</comments>
		<pubDate>Fri, 11 May 2012 00:59:02 +0000</pubDate>
		<dc:creator>Crystal White</dc:creator>
				<category><![CDATA[Credit Card Services]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Law Firm]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-card-services/eleventh-circuit-finds-law-firm-is-debt-collector-under-fdcpa-reese-v-ellis-painter-ratterree-adams</guid>
		<description><![CDATA[Vincent Howard and our Corona foreclosure defense lawyers were interested to see a foreclosure case that centers around the behavior of a law firm sent to collect the debt, rather than the loan servicer itself. In Reese v. Ellis, Painter, Ratterree &#038; Adams, LLP, Izell and Raven Reese sued the law firm under the Fair [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-card-services/eleventh-circuit-finds-law-firm-is-debt-collector-under-fdcpa-reese-v-ellis-painter-ratterree-adams/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Be a Credit Clown: Bad Advice on April Fool’s Day</title>
		<link>http://www.creditforact.com/credit-card-services/be-a-credit-clown-bad-advice-on-april-fools-day</link>
		<comments>http://www.creditforact.com/credit-card-services/be-a-credit-clown-bad-advice-on-april-fools-day#comments</comments>
		<pubDate>Mon, 07 May 2012 11:32:51 +0000</pubDate>
		<dc:creator>Crystal White</dc:creator>
				<category><![CDATA[Credit Card Services]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Clown]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-card-services/be-a-credit-clown-bad-advice-on-april-fools-day</guid>
		<description><![CDATA[This just in: You can rack up an incredibly large amount of credit, never pay any bills down, disregard checking your credit scores and STILL receive the shiny new car or fantastic mortgage rate you have been dreaming off. APRIL FOOL’S! I’m a credit prankster by nature. Offering you false information and misconceptions just comes [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-card-services/be-a-credit-clown-bad-advice-on-april-fools-day/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Understand Credit Scores</title>
		<link>http://www.creditforact.com/credit-cards-articles/how-to-understand-credit-scores</link>
		<comments>http://www.creditforact.com/credit-cards-articles/how-to-understand-credit-scores#comments</comments>
		<pubDate>Sat, 05 May 2012 10:18:18 +0000</pubDate>
		<dc:creator>Gregory Thompson</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Scores]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-cards-articles/how-to-understand-credit-scores</guid>
		<description><![CDATA[(ARA) – Americans’ total debt tops $252 billion dollars, according to Federal Reserve data, yet most don’t have a basic understanding of credit information like who calculates credit scores, what constitutes a “good” score, the financial impact of a “bad” score, and what basic information is on a credit report.  Only a quarter of consumers [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-cards-articles/how-to-understand-credit-scores/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Online Money Transfer Needs Authorized Institutes</title>
		<link>http://www.creditforact.com/credit-report-help/online-money-transfer-needs-an-authorized-institutes</link>
		<comments>http://www.creditforact.com/credit-report-help/online-money-transfer-needs-an-authorized-institutes#comments</comments>
		<pubDate>Thu, 26 Apr 2012 11:59:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Report Help]]></category>
		<category><![CDATA[Authorized]]></category>
		<category><![CDATA[Money Transfer]]></category>
		<category><![CDATA[Online Money]]></category>
		<category><![CDATA[Online Money Transfer]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/?p=739</guid>
		<description><![CDATA[Online money transfers are considered safe, only when one is vesting money with an authorized payment institute. A payment institute can be trusted for taking care of international money transfers. Not many institutes offer lesser currency conversion rates unlike Caxton. Few quote safety as the reason for offering such low rates. One is wary of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Live Like a Student</title>
		<link>http://www.creditforact.com/credit-report-help/live-like-a-student</link>
		<comments>http://www.creditforact.com/credit-report-help/live-like-a-student#comments</comments>
		<pubDate>Fri, 13 Apr 2012 22:32:30 +0000</pubDate>
		<dc:creator>Kevin Harris</dc:creator>
				<category><![CDATA[Credit Report Help]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-report-help/live-like-a-student</guid>
		<description><![CDATA[Many readers suggested that I can save money by living like a student when I am in school and after I graduate from my MBA program. This might be harder for MBA students than other professional students who have gone straight from college to graduate school, and who havent had the chance to inflate their [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Consequences of Co-Signing for a Loan</title>
		<link>http://www.creditforact.com/credit-card-services/the-consequences-of-co-signing-for-a-loan</link>
		<comments>http://www.creditforact.com/credit-card-services/the-consequences-of-co-signing-for-a-loan#comments</comments>
		<pubDate>Tue, 10 Apr 2012 08:10:10 +0000</pubDate>
		<dc:creator>Crystal White</dc:creator>
				<category><![CDATA[Credit Card Services]]></category>
		<category><![CDATA[Cosigning Loan]]></category>
		<category><![CDATA[Loan]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-card-services/the-consequences-of-co-signing-for-a-loan</guid>
		<description><![CDATA[For one thing, when you co-sign for a credit card, loan or lease, youre ultimately responsible for the bill. If the account holder falls behind on the bill, youll be on the hook for the remaining balance. Are you applying for a mortgage or trying to refinance your home? Co-signing for a loan will add [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-card-services/the-consequences-of-co-signing-for-a-loan/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Decision in Tweeter Opco Once Again Reminds Trustees of the Specificity Requirement in Pleading Preference Actions</title>
		<link>http://www.creditforact.com/credit-cards-articles/decision-in-tweeter-opco-once-again-reminds-trustees-of-the-specificity-requirement-in-pleading-preference-actions</link>
		<comments>http://www.creditforact.com/credit-cards-articles/decision-in-tweeter-opco-once-again-reminds-trustees-of-the-specificity-requirement-in-pleading-preference-actions#comments</comments>
		<pubDate>Tue, 10 Apr 2012 04:38:13 +0000</pubDate>
		<dc:creator>Gregory Thompson</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Preference]]></category>
		<category><![CDATA[Requirement Pleading]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-cards-articles/decision-in-tweeter-opco-once-again-reminds-trustees-of-the-specificity-requirement-in-pleading-preference-actions</guid>
		<description><![CDATA[Summary In an 11 page opinion published June 14, 2011, Judge Walrath ruled that a Chapter 7 Trustee’s lack of specificity in pleading a preference action was grounds for dismissal under FRCP 12(b)(6). Judge Walrath’s opinion is available here (the “Opinion”). Background Tweeter Opco, LLC and its affiliates (the “Debtors”), filed voluntary petitions for bankruptcy [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-cards-articles/decision-in-tweeter-opco-once-again-reminds-trustees-of-the-specificity-requirement-in-pleading-preference-actions/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Changing ISA limits: What do they mean for you?</title>
		<link>http://www.creditforact.com/credit-report-help/changing-isa-limits-what-do-they-mean-for-you</link>
		<comments>http://www.creditforact.com/credit-report-help/changing-isa-limits-what-do-they-mean-for-you#comments</comments>
		<pubDate>Tue, 03 Apr 2012 00:04:48 +0000</pubDate>
		<dc:creator>Kevin Harris</dc:creator>
				<category><![CDATA[Credit Report Help]]></category>
		<category><![CDATA[Isa]]></category>
		<category><![CDATA[Isa Limits]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-report-help/changing-isa-limits-what-do-they-mean-for-you</guid>
		<description><![CDATA[Saving into an ISA is a complete no-brainer, as any interest earned is free of income tax. I, like many people, used to think that ISAs were complicated products, but they’re not. They are just like other savings accounts, except they also act as a great way to keep the taxman at arms’ length. Under [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-report-help/changing-isa-limits-what-do-they-mean-for-you/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Hard Inquiries and Soft Inquiries Affect Your Credit Score</title>
		<link>http://www.creditforact.com/credit-cards-articles/how-hard-inquiries-and-soft-inquiries-affect-your-credit-score</link>
		<comments>http://www.creditforact.com/credit-cards-articles/how-hard-inquiries-and-soft-inquiries-affect-your-credit-score#comments</comments>
		<pubDate>Mon, 02 Apr 2012 12:37:40 +0000</pubDate>
		<dc:creator>Gregory Thompson</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Inquiries Affect]]></category>
		<category><![CDATA[Score]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-cards-articles/how-hard-inquiries-and-soft-inquiries-affect-your-credit-score</guid>
		<description><![CDATA[An inquiry is placed on your credit report when you, a lender or an employer checks your credit, but do you know which types of inquiries affect your credit score? When it comes to hard inquiries and soft inquiries, find out how each type of credit check weighs in your credit score calculation. Credit Report [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-cards-articles/how-hard-inquiries-and-soft-inquiries-affect-your-credit-score/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Repair Posted By : Cameron Jefferson</title>
		<link>http://www.creditforact.com/credit-card-services/credit-repair-posted-by-cameron-jefferson</link>
		<comments>http://www.creditforact.com/credit-card-services/credit-repair-posted-by-cameron-jefferson#comments</comments>
		<pubDate>Sun, 01 Apr 2012 05:16:13 +0000</pubDate>
		<dc:creator>Crystal White</dc:creator>
				<category><![CDATA[Credit Card Services]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-card-services/credit-repair-posted-by-cameron-jefferson</guid>
		<description><![CDATA[Unfortunately, one of the ways that people realise that their credit score is not what it might be, and hence could do with some fixing, is when they try to buy that car, electrical item or house and get refused for credit. Often times people will be quite bemused by this, as they have no [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-card-services/credit-repair-posted-by-cameron-jefferson/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Happens to My Tax Refund in a Chapter 7 Bankruptcy?</title>
		<link>http://www.creditforact.com/credit-cards-articles/what-happens-to-my-tax-refund-in-a-chapter-7-bankruptcy</link>
		<comments>http://www.creditforact.com/credit-cards-articles/what-happens-to-my-tax-refund-in-a-chapter-7-bankruptcy#comments</comments>
		<pubDate>Sat, 31 Mar 2012 09:15:05 +0000</pubDate>
		<dc:creator>Gregory Thompson</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Tax Refund]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-cards-articles/what-happens-to-my-tax-refund-in-a-chapter-7-bankruptcy</guid>
		<description><![CDATA[Holding on to your 2011 IRS and California tax refunds when you’re filing a Chapter 7 bankruptcy is a matter of careful timing and tactics. In most cases we can help you keep your refunds, but we have to work closely together to make that happen. Be aware that when your Chapter 7 bankruptcy is [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-cards-articles/what-happens-to-my-tax-refund-in-a-chapter-7-bankruptcy/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Royal Mail delivers hefty stamp price rises</title>
		<link>http://www.creditforact.com/credit-report-help/royal-mail-delivers-hefty-stamp-price-rises</link>
		<comments>http://www.creditforact.com/credit-report-help/royal-mail-delivers-hefty-stamp-price-rises#comments</comments>
		<pubDate>Tue, 27 Mar 2012 04:53:11 +0000</pubDate>
		<dc:creator>Kevin Harris</dc:creator>
				<category><![CDATA[Credit Report Help]]></category>
		<category><![CDATA[Royal Mail]]></category>
		<category><![CDATA[Stamp]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-report-help/royal-mail-delivers-hefty-stamp-price-rises</guid>
		<description><![CDATA[Britons will have to pay 30 percent more for a first-class stamp to help protect the universal postal service, in the latest move toward a privatisation of Royal Mail now expected in early 2014. Royal Mail, which was given new price-setting powers by industry regulator Ofcom on Tuesday, said the price for a first class [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-report-help/royal-mail-delivers-hefty-stamp-price-rises/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sixth Circuit BAP Denies Attempt to Avoid Mortgage on Real Estate as Chattel &#8211; In re Szerwinski</title>
		<link>http://www.creditforact.com/credit-card-services/sixth-circuit-bap-denies-attempt-to-avoid-mortgage-on-real-estate-as-chattel-in-re-szerwinski</link>
		<comments>http://www.creditforact.com/credit-card-services/sixth-circuit-bap-denies-attempt-to-avoid-mortgage-on-real-estate-as-chattel-in-re-szerwinski#comments</comments>
		<pubDate>Sun, 25 Mar 2012 01:15:41 +0000</pubDate>
		<dc:creator>Crystal White</dc:creator>
				<category><![CDATA[Credit Card Services]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgage Real]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/credit-card-services/sixth-circuit-bap-denies-attempt-to-avoid-mortgage-on-real-estate-as-chattel-in-re-szerwinski</guid>
		<description><![CDATA[Most of the mortgage-avoidance cases written about here by Vincent Howard and our team of Chino foreclosure defense attorneys are fairly simple, in that the identity and rights of the borrowers are not in doubt. (Though the identity of the entity authorized to foreclose often is.) In In re Szerwinski, the Bankruptcy Appellate Panel of [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-card-services/sixth-circuit-bap-denies-attempt-to-avoid-mortgage-on-real-estate-as-chattel-in-re-szerwinski/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hold the hands of debt professionals to become stress free</title>
		<link>http://www.creditforact.com/credit-cards-articles/hold-the-hands-of-debt-professionals-to-become-stress-free</link>
		<comments>http://www.creditforact.com/credit-cards-articles/hold-the-hands-of-debt-professionals-to-become-stress-free#comments</comments>
		<pubDate>Thu, 22 Mar 2012 14:36:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[debt professionals]]></category>

		<guid isPermaLink="false">http://www.creditforact.com/?p=715</guid>
		<description><![CDATA[Are you burdened with huge loans and your credit cards are yet to be paid? If yes, then you must not sit ideal instead look for some way out to make yourself debt free. Curb your expenses and try to save as much as you can so as to repay your debts soon. If still [...]]]></description>
		<wfw:commentRss>http://www.creditforact.com/credit-cards-articles/hold-the-hands-of-debt-professionals-to-become-stress-free/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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