Credit Repair Blunders Destroy Credit Scores…And Hope!
Posted on November 10th, 2009
Bad credit repair demands a game plan! Beware blindly firing off “magic” dispute or debt validation letters guaranteed to score deletions.
I repeat, “THERE IS NO MAGIC DISPUTE OR DEBT VALIDATION LETTER!”
Without a game plan, credit repair efforts often fail.
When I say “fail,” I mean some people (or credit DISrepair companies) get people SUED!
How many times a day…a week…and a month do I get the same request for a silver bullet…you know, a killer dispute or validation template letter? For some reason, everyone seems to think all it takes is the “right” letter to improve credit.
Below, you see the “partial” email exchange a Credit-Success portion Randi and I had recently. Here’s a wonderful mom helping her daughter avail one’s self of her credit. Fortunately, she emailed me b
Tags: Credit, Credit Repair
No Comments »
Sales Training Boot Camp Teaches How To “Sell Naked!”
Posted on November 8th, 2009
Sales Training does NOT have to be painful and intimidating. How would you like to use the telephone to book appointments at 85%? Sounds impossible, doesn’t it? That’s what I thought before I experienced Joe & Dawn Pici’s Sell Naked Sales Training boot camp!
This post has nothing to do with credit. I hope you’re not disappointed.
When I experience something that might help you, I’ll share it. This is one of those times. I believe most (if not all) of us are in (some type) of sales…even if you put on’t think so.
When I was a teacher/coach, I DEFINITELY was in sales in trying to “sell” the day’s lesson plan to high control students who mostly didn’t want what I was “selling”.
Today as a Realt
Tags: Sales Training, Training
No Comments »
Credit Repair Shocking Insights
Posted on November 8th, 2009
Credit Repair and Credit Scores
Credit repair is on everyone’s mind these days. And rely upon scores are for sale everywhere. There is only one problem. None of these advertised credit scores are the same as the credit scores that lenders use when making credit decisions. Whoa. That’s right. People spend huge amounts of money to buy credit scores which they mistakenly believe are relevant to their life. What the heck is the story? You straits to know? Okay. I’ll tell you!
Lenders Use FICO Scores
Lenders use a type of credit score called the FICO score. FICO stands for Fair Isaac Corporation, the creator of this important score. The credit bur Read full post…
Tags: Credit Repair, Repair
No Comments »
5 Tips For Improving Your Credit Score
Posted on November 7th, 2009
Here are 5 tips to help improve your credit score.
1. Get copies of your credit report then make sure the information is correct.
Go to the Annual Credit Report web position. This is the only authorized online source for a free credit report. Under federal law, you can get a free report from each of the three national credit reporting companies every 12 months.
You be able to also call 877-322-8228 or complete the Annual Credit Report Request Form at the Federal Trade Commission (FTC) web site and mail it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
2. Pay your bills on time.
One of the most important things you can do to improve your credit score is pay your bills by the due begin. You can set up automatic payments from your bank account to help you pay on time, but be sure you have enough money in your account to avoid overdraft fees.
3.
Tags: Credit Score, Score
No Comments »
Credit Repair Companies – The Information You Should Know About
Posted on November 5th, 2009
That is earlier known as long now usually name conference Consumer credit. Conditions concerns use by the disinterested party to help you to learn, understand and the budget of your finance. It will help you in your creditors pay in time, every month.
The purpose is to learn those who does not understand earlier or does not know how to address with the finance; a logic way of payment of the creditors for a while each month. Teaching people to plan the money and incur responsibility for their own financial position. The companies which are used for this purpose used to disaccustom program type to assistance people.
Now in an opposite direction that the set of such noncommercial companies grew everywhere. The confine now concerns the companies which you pay a payment (not at all times, see further downwards), and transfer them, once a month, and they are of the budget and payment of all accounts.
Tags: Know, Should Know
No Comments »