3 Reasons People Use Interest Free Credit Cards
Posted on November 9th, 2011
Interest free credit cards are one of the most popular types of credit card around and so, if you are thinking of applying for a card, it is certainly worth knowing at least a little bit about them. This article looks at three reasons people use interest free credit cards and some of their key features.
Interest free payments
As you might expect, it is the ‘interest free’ component of this type of credit cards that helps to make them so popular with so many people. For those who are unfamiliar with them, when you are accepted onto one of these credit cards you get an initial period where you don’t have to pay any interest on your purchases.
This means that if you want to spread out paying off your balance over a few months, you will be able to do so without any interest building up.
Competitive APRs
Once the initial introductory interest free period has ended on your credit card, it will switch to the standard APR associated with the card. Typic Read full post…
Five ways having a partner saves you money
Posted on January 25th, 2012
Never mind romance and companionship, being in a relationship can save you cash too!
Valentine’s Day is around the corner and already the shops are stuffed full with hearts and flowers, so what better time to take stock of your relationship and ask yourself whether you’re really making the most of your partner?
No we’re not talking about whether they’re handy with their DIY skills, good at fixing the car or helping round the house, but ways to get more financial mileage from your relationship.
Spilling the beans on your relationship can cut the cost of your motor premium.
An investigation by the consumer group Which? found over 60% of insurers vary premium prices according to whether you’re married or not. It’s not as crazy as it sounds, as insurance quotes are based on risk. And the th
First Circuit Upholds Order Allowing Debtors to Sell Condo After Bank Failed to Object – BAC Home Loans Servicing v. Grassi
Posted on January 24th, 2012
Vincent Howard and our team of Corona foreclosure defense attorneys were interested to see a recent ruling that penalized a loan servicer for sleeping on its rights. As a rule, this is more likely to happen with borrowers, who don’t have the legal know-how or financial resources of a large bank. However, legal requirements involving deadlines and paperwork apply to both sides — and thanks to the robo-signing scandal, courts are more likely to pay attention to paperwork mistakes at large lenders instead of dismissing them as routine. A paperwork mistake was behind the ruling in BAC Home Loans Servicing v. Grassi et al., in which a Maine couple was permitted to sell their condominium after their servicer, BAC, failed to object to the request. BAC did notice after the fact and raised a variety of arguments for reopening the issue, but the First U.S.
Trustee in Opus East Bankruptcy Files Preference Actions in Delaware
Posted on January 23rd, 2012
Last month, Jeoffrey Burtch, the Chapter 7 Trustee (the “Trustee”) in the Opus East bankruptcy filed approximately 90 preference actions against various defendants. As stated in his complaints, the Trustee “seeks to avoid and recover … all preferential transfers of property made for or on account of an antecedent debt made to or for the benefit of the Defendant by the Debtor during the ninety-day period prior to the filing of the Debtor’s bankruptcy petition under 11 U.S.C. sec.
Tags: Actions, East Bankruptcy, Opus East Bankruptcy, Preference Actions
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Timeless Financial Wisdom in Honor of Chinese New Year
Posted on January 17th, 2012
If you thought your New Year’s revelries were over for the next 12 months, think again! Chinese New Year is Jan. 23, and around the world billions of people will celebrate the arrival of the 4,710th year in the Chinese calendar.
Anything that’s been around for that long probably has some wisdom to impart, don’t you think? Here are a few timeless tidbits of Chinese wisdom – and our thoughts on how they can apply to your financial life as you celebrate Chinese New Year:
- Count not what is lost, but what is left – This one may be particularly appropriate if your investments had a rough time in 2011! It may also ring true for you if you indulged in some overspending this past holiday season. Instead o
Tags: Chinese New, Chinese New Year, New Year, Year
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Clegg wants more worker-owned firms to sustain economy
Posted on January 15th, 2012
The government will encourage greater worker ownership in companies to counter the “crony capitalism” that contributed to the 2007/8 financial crisis and tipped the country into recession, Deputy Prime Minister Nick Clegg said on Monday.
An “unrestrained economic elite” driven by short-termism and recklessness had brought the economy to the edge and had to be restrained by a more responsible capitalism, Clegg said in extracts of a speech released in advance by his office.
Clegg said greater participation by employees would help rebalance a business environment “monopolised by a minority”.
“We now have an economy driven by immensely powerful vested interests …
Honoring Dr. Martin Luther King from FreeScore.com
Posted on January 11th, 2012
Every week, we usually provide a weekly roundup of the news about credit and credit scores. This week however, we are going to look at the week ahead.
And in doing so, is recognizing and giving credit where credit is due.
Next week marks Martin Luther King Day in the United States. As the figurehead, and leader of the civil rights movement, we pay tribute to him during this week as January 15th would have been his 83rd birthday.
While Dr. King led the Civil Rights as its leader and figurehead, we also recognize a few key events and people that that helped Dr. King make Civil Rights a cornerstone in American history.
Brown v. Board of Education of Topeka, (1954), was a landmark decision of the United States Supreme Court that declared state laws establishing separate public schools for black and white students unconstitutional.
Rosa Louise McCauley Parks (February 4, 1913 – October 24, 2005) was an African-American civil rights activist, whom the U.S. Con